HoraCredit - creditare online

Applying for a Hora Credit loan is quick and easy. To get a loan of up to 5,000 RON, you only need an internet connection and the online transmission, in your personal account, of your identity card and bank account statement. You will receive the decision to credit the requested amount in a few minutes.

Who can borrow?

• any person resident in Romania between the ages of 19 and 75 can apply for a Hora Credit loan

Minimum period - 63 days

Maximum period - 180 days

Maximum annual percentage rate (APR) - 34%

The Total Cost Of The Loan And An Example Of The Loan Calculation.

A Loan Worth 2,000 Lei Was Granted To The Borrower For A Period Of 63 Days. There are 365 days in a year, the rate is 0.001% per day (respectively, the annual interest rate is 0.0365%). The amount of interest is 73 lei per year (2000 * 0.0365%), and for 63 days the interest will be 12.6 lei. The Total Payment Amount Will Be 2012.6 Lei (2000 Lei (Principal Debt) + 12.6 Lei (Interest)).

Advantages of our services:

• Speed ​​of processing, considering all applications and making a decision in a short time

• No commissions, insurance, no other hidden costs, you only pay the interest for the period you used the loan

• 24/7 application processing

• Saving personal time for document collection and visits to the bank counter

• High probability of app approval

It's easy to apply for a loan online:

1. Use the calculator to select the loan amount and term

2. Fill in the online form, indicating the valid data

3. Attach your ID card and submit your bank account details

4. Get the money as soon as you agree to the loan terms and conditions

You can pay for the loan online by:

• online with a bank card (Visa/Maestro/Mastercard) by accessing horacredit.ro/pay

• directly from the personal cabinet

• bank transfer from the nearest branch of your bank or use the internet banking service to repay the HORA loan

• at the nearest SelfPay location, by paying directly at the terminal

Hora Credit is registered in the General Register of the BNR with no. RG-PJR-41-110313/09.09.2016. In our activity we apply the provisions. GEO no. 50/2010 and GEO 52/2016 regarding credit contracts for consumers, as well as those of Government Ordinance no. 85/2004 on consumer protection, for the conclusion and performance of distance contracts regarding loans granted to natural persons. Hora Credit operates according to the requirements of Law no. 677/2001 annotated by Decision no. 200/2015 and is registered at ANSPDCP, as a personal data operator in the relationship with third parties in order to establish the creditworthiness of customers, under number 37877